All agents are NOT alike! Find out why I am a top real estate expert. Call me: 888-682-2144. or 423-421-4111 (Cell)

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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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He Puts People Before His Own Convenience
He came to us by reputation as patient, knowledgeable, honest to a fault, and entirely trustworthy.
Alla and Wesley Czerkasij
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Darwin White is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Chattanooga, Ooltewah and Collegedale Tennessee home buying, real estate listings, and homes for sale in Hamilton County, TN

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Chattanooga, Ooltewah and Collegedale real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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About Appraisals >Working With A Real Estate Agent

It is not unusual for homeowners to yield to the temptation to try to sell their own home. It seems easy enough--just place an ad in the weekend paper and wait for buyers to show up. Although it may seem simple, real estate sales transactions are extremely complex proceedings.

The first pitfall can come with pricing your property realistically. Homeowners often price their property too high initially, then drastically slash the price when weeks go buy without an offer. Even if a prospective buyer agrees to the initial asking price, there could be complications if the buyers begin to feel that they have agreed to pay too much, or if the lender's appraisal values the property at far less than the agreed-upon price. Some clients hire agents to market their home professionally after weeks or months of trying to sell their own home without success, or after their FSBO transaction fell through.

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Q	1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
A	There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses.
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Darwin White, REALTORŽ, real estate agent and broker for Chattanooga, Ooltewah and Collegedale Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Darwin White
RE/MAX Properties
6111 Shallowford Rd. Suite 105
Chattanooga, TN. 37421
Toll Free: 888-682-2144
Cell: 423-421-4111
Office: 423-894-2900
Fax: 423-894-2713
Email: homes@realestatehomelink.com
Hi. I want to be the first to invite you to the Chattanooga Tennessee Valley. Please allow me to offer to you my Real Estate Services. I have served the Chattanooga, Ooltewah, Harrison, McDonald, Apison and Collegedale area for 17 years, as well as Ringgold, Georgia. My approach to Real Estate Sales is simple--give the consumer the information they need to arrive at an informed decision, be available, communicate and respond to the unique needs of each individual with respect, tact, courtesy and professionalism. I love getting to know people and learning of their life experiences. I am native to Tennessee but grew up in Martin County N.C. My father had his own business, and I helped him with it from a very young age. I have been in sales since I was six. By the time I was 16 I had developed my own marketing company, which became one of the state's largest distribution companies in its field. My early training with my father taught me great work ethics, grit and courage that I have found very useful in Real Estate--both in patience with people and in the negotiation process. Servicing my customers with honesty and integrity was the key to my early success, and I have applied the same attention and service to my real estate business making me one of this area's Leading Real Estate Experts.

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